With this in mind, do you research to look at what a policy actually offers compared to other similar policies out there on the market. } Find out the the average cost of car insurance for various different Renault Zoe models. Churchill's "DriveSure" telematics policy is available for 17- to 25-year-olds. .stars-40:after { text-decoration: underline; The best rated car insurance companies in the UK include, but are not limited to, the following providers: Admiral Car Insurance NFU Mutual Zurich Co-op Insurance Services Direct Line Car Insurance LV= Car Insurance AvivaPlus Car Insurance Churchill Car Insurance More Than Car Insurance What do I use my car for – business or pleasure? left: 0; Find out how much it might cost to insure a Nissan GTR based on the model version, the driver’s age and their location. We’ve picked the best car insurance companies and policies for popular categories of car insurance (such as over-50s and new drivers) for our “best for” – a selection is at the top of the page, and the full list is further down. The awards are based on the feedback of 50,000 customers, making this the biggest insurance-focused survey of its kind, with the awards split into five categories. Lastly, of course no one wants to pay over the odds for their cover, so it’s always important to review your premium each year and compare car insurance from different providers. Generally, the more expensive a car is, the more it’s likely to cost to insure it. .stars-100:after { See policies and compare quotes from over 115 car insurance companies in a few seconds. £468 x 11.83% = £55.36 extra for paying monthly. text-shadow: 0 1px 0 #FFFFFF; A change in vehicle or named drivers may result in an administration fee. width: 90%; Amica: Best overall; State Farm: Best for customer service; USAA: Best for military members; Liberty Mutual: Best for car replacement coverage; Progressive: Best for discounts; Geico: Best for affordable policies; Erie: Best for add-on coverage; Not all car insurance companies are created equal, but finding the right provider for your needs is essential. Many, but not all, car insurance adverts focus on the cost of the policy, rather than the quality of the cover and the company’s ability to handle a claim. Compare the best temporary car insurance companies Email or phone Of the winners listed below, just five are listed in all five categories: Aviva, Co-op Insurance, Direct Line, LV= and NFU Mutual. width: 20%; margin-top: 0 !important; Customer satisfaction: Customer satisfaction: Courtesy Car You'll be able to see your driving score on the DriveSure app – and will be able to claim another discount in the next year if your score is high. Finder's pick: Churchill car insurance Optional, only if you want us to follow up with you. } Access to a 24/7 legal advice helpline. .starrating-container:after { .stars-30:after { width: 30%; Not all companies have a 24/7 claims line, which can be a barrier, especially when it comes to car insurance. Get a quote How do you choose the best car insurance policy as a driver in UK? }. color: #4dceb9; Direct Line – 4.5/5. The best car insurance company for you will look very different depending on your own circumstances – inexperienced young drivers are unlikely to need policies designed for the over-50s. font-size: 18px; Like Age Co, More Than also has no age limit, where many other providers cap their cover at between age 75 and 85. width: 100%; font-size: 20px; text-decoration: underline; } width: 80%; Flexible temporary insurance for whatever time frame you need. } They offer exclusive insurance plans for your car and below, … width: 20%; width: 40%; Price comparison websites have made it easier to secure a better deal than the renewal quote, but motorists MUST look beyond the price and view the bigger picture. The Hastings Direct website is not easy to navigate. The best car insurance companies in the UK. No claims protection No. .stars-50:after { content: '\2605\2605\2605\2605\2605'; ★★★★★ overflow: hidden; .starrating-container { Policy scores are based on the provider's standard policy. The Best Car Insurance Companies for 2020 | Millennial Money Personal Accident Protection Enhance your car’s security with an alarm and think about where you park your car at night. Why it's best Esure – which … } NFU Mutual; Royal & Sun Alliance; Zurich; Co-op Insurance Services Saga – 5/5. We have selected the best car insurance companies and highlighted the benefits of each, whether it is the best policies, cheapest premiums or a free gift. You'll be guaranteed a discount on your premium with your first year of using this technology. Highly commended in our 2020 Finder Customer Satisfaction Awards with a score of 5 out of 5 stars. .no-cta-button:hover { There isn’t a lot of information about the third party, third party, fire and theft or the Essential comprehensive policies available prior to quote stage. The best car insurance companies will also offer you auto insurance discounts for things like having multiple policies or a good driving record. } color: transparent; VAT number: 259751759. Multi-car-discount Writer with a penchant for #FrenchTat. } It has no upper age limit and offers a handy Message Relay service, where a friend or family member to be contacted if you have an accident. While all providers will offer insurance to older drivers, the best over-50s car insurance policies may be those designed specifically for that demographic. Veygo is a UK-based insurance company that was founded in 2017, and is part of the Admiral Group. You have entered an incorrect email address! If you are On top of that, it offers black box insurance discounts for multi-car policies. Optional Quote Me Happy – 86.92%. Finder.com Comparison UK Limited (company number: 10482489) is Read review font-size: 20px; Even if you want to stick with the same insurer, it pays to get some other quotes and haggle. color: transparent; Yes overflow: hidden; 17. .no-cta-button:hover { Saving £50 or even £100 on the policy might turn out to be a false economy if the claims process turns out to be a nightmare. Secondly, the real test of car insurance is what happens when you need to make a claim. How do I get the best car insurance rates? Discounts for insuring additional cars registered to the same address for drivers over 50. Multi-car-discount color: #00ba9c; .starrating-container { Lastly, all Saga policies come with cover for unlimited European use and protection against uninsured drivers. color: #1591fe; No It’s no good having a courtesy car included in your cover if, in your hour of need, it’s not available or turns out to be a poor substitute for your own car. This makes our awards totally unique and entirely authentic. So be careful about making it too high, as it could leave you out of pocket if damage occurs. overflow: hidden; Read review Shop around and compare your options from the insurers willing to cover you and your car. Find out which insurance group the Jeep Renegade falls under, how much it might cost to insure one and how to save on your car insurance. While we are independent, we may receive compensation from width: 40%; We asked policyholders to rate their satisfaction with their insurance company, and whether they’d recommend it to a friend. What features should I look for in a policy? Not only should premiums reduce but you may even become a safer driver. } } Car insurance – 0345 030 7077 If you drive well, your premiums reduce. That’s no excuse to be reckless, of course, but is definitely a relief! .no-cta-button { .stars-100:after { width: 100%; position: absolute; width: 60%; .stars-60:after { .starrating-container { color: #a8b0b7; No If you’re travelling a short distance or only plan on using a car for a short period of time, it doesn’t make sense to get long-term cover. The 7 Best Car Insurance companies. color: transparent; 1. width: 100%; Agreeing to pay a bigger voluntary excess could make your overall premium cheaper. width: 20%; MultiCar customers could save £252 (10% of customers who provided a best alternative price saved £252 between October 2019 and March 2020). If your car is vandalised and you have a crime reference number, you won’t lose your no claims discount. .stars-60:after { The claims team is available 24/7. accurate but you should confirm any information with the product or Consider some of the following: Ronny Lavie is a deputy editor at Finder, specialising in insurance content. authorised and regulated by the Financial Conduct Authority (firm width: 50%; } .starrating-container:before { Score some serious discounts across everything at Game this Boxing Day with these Game Boxing Day sales, discount codes and promos. Yes Multi-car-discount width: 40%; Cancelling a policy may result in an administration fee of up to £50. position: relative; You simply must do an amazing job for your customers all day, every day, 365 days a year. The cover begins as soon as you purchase it. font-size: 20px; } Customer score is calculated using a combination of overall satisfaction and the likelihood of recommending the provider. Claims Methods RIAS – 88.62%. left: 0; Keep in mind that the cheapest policies don’t always work out to be best when something goes wrong. We're rated 9/10 on Reevoo from 20k+ customers. } While comprehensive policies may share several cover features, such as accidental damage and a courtesy car, there will be other features that differ and may actually cost you more if a particular insurer classes the protection as an optional extra. We Finder's pick: Hastings Direct car insurance .no-cta-button { .stars-90:after { Contact details: 0345 030 7041. product or commit to any plan. Great for customer service. But remember that your insurer won’t pay out for a claim that costs less than your excess. Online or phone } Veygo short-term car insurance gets expensive if you’re looking for cover that’s approaching 30 days. There’s a range of add-ons including breakdown cover and car key insurance, making it easy to tailor your policy to suit your needs. As mentioned above, black box cover is when a telematics device is installed in your car to track your driving. Companies like Direct Line, Aviva and John Lewis have been rated as the best car insurance providers because they have high scores for customer service and complaints handling from financial services review firms such as Fairer Finance. } text-shadow: 0 1px 0 #FFFFFF; NFU Mutual – 91.74%. } How much should I be paying for my car insurance? Roadside assistance .stars-80:after { text-align: center; .starrating-container:after { It’s sensible to get a range of quotes, so these picks are just a steer. It's one of the most affordable, intelligent and fair black box car insurance policies on the market. Cover you or your partner up to the benefit amount outlined in your insurance agreement .no-cta-button { If you can, try to pay for your insurance upfront for the year, as paying monthly could see interest being added to your premium. position: absolute; She has almost a decade of experience writing about financial topics, including five months spent as the interim managing editor for the Fintech Times newspaper. .stars-20:after { Because of the risk profile of many people who take out a lower level of cover – such as third party or third party, fire and theft – getting. color: #1591fe; } It is the largest general insurer in the UK, offering insurance products to cover car, home, travel, life and health. 5/5 } Am I a high-risk driver because of my age or driving experience. } text-shadow: 0 1px 0 #FFFFFF; Yes Yes width: 30%; Good level of cover and and friendly customer service. position: relative; If you have a driving conviction, such as speeding, drink driving or driving without insurance, getting car insurance can be a struggle. LV= – 87.31%. Customer service varies widely between insurers, including communication methods available, operating hours and level of care. EU Coverage .stars-80:after { If you’re unsure how your conviction might affect your cover, you can use this handy disclosure calculator, run by Unlock and Home Protect. Which is why new research into the best and worst insurers for claims handling could prove to be invaluable. .stars-50:after { Yes Click on the insurer name to read our full review. position: absolute; Personal Accident Protection No claims protection Markerstudy – which owns Zentih and includes the Geoffrey brand, reported £823m of motor GWP, representing 6.5% of the market. } Pros and cons Quickly find and compare all the top-rated Car and Motor Insurance Agency companies on Trustpilot, and add your own experiences. .stars-70:after { Terminating a policy within or after the 14-day cooling-off period will result in a £40 cancellation fee. our partners for featured placement of their products or services. .starrating-container:before { text-align: center; .stars-90:after { Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Details } Read review EU Coverage Taking price out of the equation – which is something we’ll come to in a moment – these are the best car insurance companies when considering policies, claims and customer service. .stars-70:after { Find out which insurance group the Honda CR-Z falls under and how much it might cost to insure. Optional Firstly, no-one in the industry gets to vote in these awards and secondly, even the customers that are voting in the awards don’t know that they’re voting – they are simply telling us what they think about their insurer. You can also obtain an affordable car insurance quote via our online quote form. If your car is vandalised and you have a crime reference number, you won’t lose your no claims discount. }. top: 0; Consider switching as you’re likely to save – some people save hundreds of pounds. Many households in the UK own more than one car. Changing your details mid-term may result in a £25 administration fee. If a company is listed in all five categories, there’s a greater chance that a claim will be handled in a swift, effective and efficient manner. Some will even let you throw a motorcycle or van into the mix. .no-cta-button:hover { Well Auto Express has put together a countdown of the best and worst car insurers in its latest Driver Power Survey that might steer you in the right direction. Compare rates from major carriers like Geico, Progressive, Allstate and State Farm, as well as regional auto insurance companies near you. Cover includes our 7-day car repair promise, a hire car for up to 21 days and onward travel to complete your journey. text-align: center; .no-cta-button:hover { If your car is not currently fitted with an alarm, think about adding one to reduce your premium. display: inline-block; Can I get a cheaper quote if I have several cars to insure? While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Minimum 4 Years of NCD for it be protected, Cover you or your partner up to the benefit amount outlined in your insurance agreement. color: #4dceb9; No 24/7 claim line (emergency line available). top: 0; width: 100%; .stars-80:after { } } Guess what? .stars-40:after { Multi-car-discount No claims protection Discounts for good driving Thomas St, London, SE1 9RG. } ★★★★★ A total of 54 car insurance companies were ranked, from best to worst. } You never know how good a car insurance company is until you make a claim. If you're ready to obtain a car insurance quote for your auto vehicle, please free free to contact us on 0800 107 0912 or 0330 100 9091 (mobile friendly). Cheap Car Insurance For Young Drivers | Car Insurance Services UK Limited On average, paying monthly adds 11.83% to the cost of car insurance. Optional extra text-decoration: underline; width: 50%; width: 80%; London, SE1 9RS. “This year’s winners are the brands that continuously put customers at the heart of their business. margin-top: 0 !important; .stars-30:after { We may receive compensation from our partners for placement of their products or services. Customers reported friendly service and a good level of cover. If you’re a safe and careful driver, telematics insurance, which records your driving and braking habits could lower your premium. Free car insurance comparison. Check out the policy benefits as well as the price. The information in this guide about our top insurers is a good starting point. Hastings Direct has Multi-car and Telematix cover options and cover is available to new and young drivers. .starrating-container:after { font-weight: bold; finder.com is an independent comparison platform and information service Marmalade’s black box policy is not the most comprehensive, but it is a strong option, especially if you value good customer service. Yes left: 0; content: '\2605\2605\2605\2605\2605'; width: 80%; Level 2, 20 St Thomas St, .stars-20:after { Discounts for insuring additional cars registered to the same address for drivers over 50. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Other top performers for car insurance included RSA and LV, scoring 83% and 82% respectively. When shopping for car insurance, one of the first factors you’re likely to consider is how much it costs. Windscreen and windows glass cover included as standard in the Direct and Premier comprehensive policies. width: 70%; We’ve shown both for each brand in the table below. may also receive compensation if you click on certain links posted on width: 50%; color: #4dceb9; Roadside assistance width: 70%; Unless we've indicated otherwise, products are shown in no particular order or ranking. content: '\2605\2605\2605\2605\2605'; Finder's Pick: Veygo (by Admiral) temporary car insurance Finally, always shop around and compare your options. Enter your reg online and get a personalised quote. Sheilas’ Wheels – 4/5. Save my name, email, and website in this browser for the next time I comment. We are a credit broker and not a lender and } .stars-40:after { .stars-60:after { top: 0; The results the Consumer Intelligence Awards are a good place to start. 4/5 service provider and read the information they can provide. Telematics cover, called DriveSure, available. width: 40%; 31% of people pay monthly for their car insurance. font-size: 18px; But remember that choosing the cheapest policy won’t necessarily give you the cover benefits you need – it’s important to compare what you get with the policy. This is what delivers great outcomes in these awards. As one of the most well-known insurers in the UK. Yes, with comprehensive cover According to Auto Express it is Co-Op car insurance which is, in their opinion, the worst car insurance company in the UK. } Don’t be swayed by cuddly toys, cinema tickets or meal vouchers. position: absolute; font-weight: bold; Then consider the extra benefits a policy might offer you, and check our ratings to see what customers think of any brand you haven’t tried but are considering. The cost of cover is an important consideration, especially when household budgets are tight. Our list below of the top 10 car insurance companies reflects the results of our 2020 customer satisfaction survey, as well as the quality of cover these brands offer and their overall policy score. .stars-20:after { .stars-20:after { Yes width: 70%; Courtesy Car } Customer satisfaction: Uninsured driver cover One policy for all cars with one renewal date. .stars-40:after { } Marmalade insurance deserves a mention here. position: relative; In our studies of cheap car insurance companies, Geico consistently offers the lowest rates for many drivers. color: #a8b0b7; } There are currently 31.7m cars on the UK’s roads. width: 100%; Hastings Direct has Multi-car and Telematix cover options and cover is available to new and young drivers. width: 100%; left: 0; Minimum 4 Years of NCD for it be protected } width: 100%; Insurers may offer you a discount for participating in advanced driving skills courses. The Hastings Direct website is not easy to navigate. Best car insurance company for savings and discounts: GEICO While the price of car insurance depends mainly on individual factors like your age, driving history, address, credit score and the make and model of car you drive, some companies are more reliably affordable than others. No claims protection If you’re thinking. Ian Hughes, CEO of Consumer Intelligence said: “Our awards are different from other industry awards for two major reasons. }. Firstly, it’s important to work out exactly what you want from your car insurance by deciding on the level of cover. color: #4dceb9; 5. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Best for a strong range of policies. Find out how much it might cost to inure a Toyota Celica based on the specific model version. } Insurance provider offering a range of car insurance policies for standard, classic and electric cars. top: 0; left: 0; Unlimited European use cover. Immediate cover Unlimited EU cover font-weight: bold; Optional color: #1591fe; There are 10 award-winners in each category. Price will likely be a big factor for you but it shouldn’t be the only detail you look at. Churchill – 4/5. The UK’s best car insurance companies have been revealed at the 2020 Consumer Intelligence Awards. } width: 90%; content: '\2605\2605\2605\2605\2605'; .stars-100:after { The company aims to help young drivers and drivers who need to borrow someone else’s car by providing them with an affordable way to get them on the road. Multi-car discount .stars-100:after { Details width: 60%; Posting results many firms can only dream of, NFU Mutual – the National Farmers’ Union Mutual Insurance Society Limited – ... 2. An insurer can have the best car insurance product on the market, but if its customer service is not up to par, especially at the point of claim, then all the included-as-standard features in the world can’t make up for that. While most providers will cover a young or inexperienced driver, there are a few who offer deals that won’t break the bank, and some may even offer discounted premiums. color: #00ba9c; Ronny has a Master of Arts in Creative Writing from London Middlesex University and is currently working on her first book. } overflow: hidden; Alternatively, if you’re the proud owner of a brand new sports car that you commute to work in, you may want to opt for a comprehensive policy to ensure you’re not left out of pocket should anything go wrong with your car. width: 20%; } ***50% of people could achieve a quote of £608.00 per year for their fully comprehensive car insurance based on Compare the Market data in August 2020. No 24/7 claim line (emergency line available). Instead, look for things like windscreen cover, protection against being hit by an uninsured driver and a free courtesy car in the event of a claim. Even just having points on your licence can lead to a hike in your premium. content: '\2605\2605\2605\2605\2605'; The algorithms that insurers use to calculate their premiums are a dark art and are all different, so it will always pay to get a range of quotes from different providers each year. top: 0; The tables below show which insurers fared best and poorest in our survey. Which are the best and worst cars to insure? } A range of optional extras to enhance car cover. Yes left: 0; Details According to various UK surveys including a recent survey by carbuyer.co.uk the top 10 best car insurance companies in the UK are as follows:. All policies are available to the general public. Data Protection ICO registration number: That said, the specialists may not necessarily offer you the best deal. width: 60%; } Car insurance can be easier and cheaper to get from our comparison site. .stars-60:after { An efficient application process. .starrating-container:before { Compare the best over 50s car insurance companies Claims helplines are not open 24/7.